A nationwide study has revealed that individuals who pursue DIY divorces without legal support are frequently making serious errors—leading to financial losses and increased emotional stress.

The research, conducted with 20,000 participants in England and Wales, assessed public understanding of divorce law, particularly in relation to financial settlements and asset division.

According to Professor Emma Hitchings, co-leader of the study and a family law expert at the University of Bristol, there is a “substantial lack of knowledge” among those navigating separation without professional advice.

“Many people mistakenly believe that assets are automatically divided equally,” she said. “But in practice, the courts consider a wide range of factors, including the length of the marriage, financial needs, and contributions to family life.”

Misconceptions and DIY pitfalls

The survey revealed that nearly one-third of respondents believed the law mandates a 50-50 split of assets upon divorce. In reality, financial settlements are complex and discretionary, shaped by individual circumstances rather than fixed rules.

The study also found:

• Women had a slightly better understanding of legal provisions regarding child arrangements

• Men were more familiar with issues related to property and finances

• Only 1% of respondents could correctly answer all 10 key legal questions

• Most people scored fewer than five correct answers, reflecting widespread confusion

Professor Hitchings noted that the decline in legal aid availability for family law cases has led many couples to rely on “homegrown solutions,” increasing the risk of unfair or incomplete settlements.

The case for early legal advice

Ash Patel, programme head of justice at the Nuffield Foundation, which funded the research, echoed concerns raised by legal professionals:

“Without early and accessible legal advice, many people are agreeing to financial arrangements that may be unsatisfactory or even damaging in the long run.”

The study underscores the need for policy reform to ensure divorcing couples receive accurate information and affordable legal assistance—especially when dealing with property, pensions, and ongoing financial support.